Many homeowners who are renovating their homes, or building a new one, make the expensive mistake of not securing additional coverage during the construction phase. A fire may destroy your materials and equipment, or thieves clean you out in the…
A new study has found that insurance is often a blind spot for small business owners, with the vast majority of them uncertain if they are adequately insured and what risks their policies actually cover. According to the survey by…
The majority of homeowner’s insurance policies have what’s known as “replacement coverage,” which will cover the costs of repairs or reconstruction to rebuild your home to its original state after a covered event. But thanks to rising costs of construction,…
Employees who have been on the job for less than a year account for one-third of workers’ compensation claims, according to a new report. Injuries suffered by new workers in their first year on the job account for nearly 7…
For the most part, when a business needs to file an insurance claim, the carrier accepts the claim and sends out an adjuster to assess the damage, after which it starts paying the claim. But the process sometimes doesn’t go…