If you’ve been considering purchasing an EV (electric vehicle), be sure that you consider the cost of insuring it before you buy. Due to the complexity of these vehicles and higher repair costs, even the least expensive EVs like the…
Starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies. The new minimums, double current levels, are meant to keep up with inflation,…
If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through…
Under California law, auto insurers are required to verify vehicle mileage at least every three years, including current annual mileage and miles driven to and from work and/or school. The state requires insurers to collect this information so that they…
More than 10,000 people die every year in car accidents that involve at least one driver who is under the influence of alcohol or narcotics. And while the number of accidents involving alcohol is in the tens of thousands, about…
Avoiding road debris is crucial for safe driving to prevent sudden and potentially deadly accidents. Here are practical tips: Regarding liability and insurance: By following these guidelines, you can significantly reduce the risk of accidents caused by road debris and…
Deciding when to adjust your car insurance coverage is a smart financial move as your vehicle ages. Here’s a guide to help you determine when it might be appropriate to reduce your coverage: New Car (Fresh off the lot): Close…
“Can I borrow your car?” If a friend asks this, you might wonder about insurance coverage if they have an accident. Generally, if someone in your household borrows your car, they’re covered unless excluded. It’s often required to include everyone…
Eco-Friendly Driving: Your Guide to Sustainable Travel With the environment in mind, many are seeking ways to reduce their carbon footprint, even while driving traditional gas-powered vehicles. Here are some tips to help you drive more sustainably and efficiently: Incorporating…
Pedestrian fatalities have reached their highest levels in 42 years, with 7,508 deaths reported in 2022, the most since 1981. This alarming trend is largely attributed to distracted driving, which is also a major cause of car accidents and injuries.…