TL;DR (3-Minute Read) Food Poisoning: A Real Concern in the U.S. Every year, about 1 in 6 Americans—around 48 million people—fall ill from foodborne diseases, resulting in 128,000 hospitalizations and 3,000 deaths (Mount Sinai Today). For restaurants, outbreaks don’t just…
Why a Homeowners Policy Isn’t Enough If you’re running a business from home — whether freelance work, online sales, or consulting — you may assume your homeowners or renters insurance has you covered. Here’s the catch: those policies usually exclude…
TL;DR Muchos negocios en Santa Ana dependen de empleados que usan autos personales o rentados para trabajar.Sin seguro de auto no propio, tu empresa podría enfrentar demandas, pérdidas financieras y daños a su reputación.El seguro personal suele excluir el uso…
The Self-Employment Advantage (and Risk) Being self-employed offers autonomy, flexibility, and independence. But unlike traditional employees, you don’t get employer-sponsored benefits such as life, health, or disability insurance. That means you must take full responsibility for protecting yourself and your…
Understanding the Hidden Risk Running a business in Santa Ana often means asking employees to run errands, meet clients, or travel for work. Sometimes they use their own cars, sometimes they rent one. It seems simple enough — until an…
Car, Go… Gone! Why Businesses Can’t Ignore Cargo Theft in 2025 Cargo theft in the U.S. is reaching alarming levels. After jumping nearly 50% in 2024, incidents are already up another 22% in early 2025 (Overhaul, 2025). Criminals are becoming…
Why SoCal Residents Should Stay Alert to Fake Calls Picture this: You’re stuck in traffic on the 405, the sun’s finally out after the morning marine layer, and your phone rings. It looks like your bank’s 800 number—or worse, your…
Meeting with a financial planner is one of the best steps you can take toward building a secure financial future. But if you arrive unprepared, you may miss valuable opportunities to get personalized, actionable advice. Whether this is your first…
Many business owners pay their workers’ compensation insurance premium once a year and then forget about it until it’s time to renew. But waiting until the last minute is not the best way to keep your costs down. Workers’ comp…
Pollution and environmental claims are a growing threat for contractors of all sizes. Whether you work in excavation, plumbing, roofing, or demolition, one mistake can lead to costly cleanup, remediation, and legal liability. From surface water contamination to asbestos exposure…