
Rating Bureau Recommends 11.2% Workers’ Comp Rate Hike
The governing committee of California’s workers’ compensation rate-making agency on Apr. 16 voted to recommend that the benchmark rate for policies incepting on or after Sept. 1, 2025, should increase an average of 11.2% across all class codes. The news…

As Summers Get Hotter, Learn to Avoid Heat Illness
Temperatures in the U.S. and around the world continue to trend higher, with the 10 hottest days recorded since the Industrial Revolution having occurred during the last decade. That’s making summers hotter and deadlier, particularly for areas that see temperatures…

The Risks Behind Conducting Background Checks
Employers are increasingly facing lawsuits over how they handle background checks while screening job applicants. For a lesson in what can happen, take the recent class-action lawsuit filed against a Whole Foods Market Inc. store in Fresno, California. The suit…

Eight Reasons You May Be Paying Higher Premiums
You purchase homeowner’s coverage to insure against property damage, theft, and anyone who might get injured at your home. That coverage is frequently utilized. In 2024, nearly 6% of homeowners filed a claim, according to the Insurance Services Office. Property…

Annual Insurance Review is Crucial to Your Growing Business
One of the biggest mistakes owners of a growing business make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let’s say you started your business 10 years ago with just a small…