Businesses and homes located in areas hit by wildfires face another risk after the fires subside: flooding, landslides, debris, and mudflows. These events are not covered by a standard business property or homeowner’s insurance policy. Areas affected by wildfires have…
Even if you have a business or a home that was not affected by the recent wildfires in Los Angeles, you will likely see surcharges to help pay for them on your next property insurance policy renewal. The state-run California…
Homeowners in Los Angeles County impacted by recent wildfires can breathe a little easier after state Insurance Commissioner Ricardo Lara issued an order that bars insurance companies from canceling or non-renewing homeowner’s policies in wildfire-affected areas for at least one…
Lithium-ion batteries power many of the devices we use every day, but they also pose significant fire risks if mishandled. Fires caused by these batteries in cell phones, laptops, electric vehicles, and more are on the rise, and the number…
You may have auto insurance and home or renter’s insurance in place to make sure you have coverage in case of an accident. But, depending on the circumstances of a claim, you may have coverage gaps in your insurance, and…
Home break-ins increase dramatically during the holiday season. Thieves expect people to be shopping for new toys and electronics and stashing them in the house. Not only that but cyber criminals also up their game during December, increasing your risk…
A home fire can start in an instant and quickly spiral out of control. It doesn’t take much for one to get started, but you can prevent it from spreading and causing substantial damage with one simple piece of equipment:…
If you’ve been dismayed at being dropped by your homeowner’s insurer or have seen your premiums rise dramatically in the past few years, you should know you’re not alone. While the insurance crisis is especially severe in California, homeowners across…
As homeowner’s insurance companies become more selective about whom they will or won’t cover, one element that can make or break the deal is the age of the roof. Some insurers in states at high risk of natural catastrophes are…
If you’ve been insuring your vacation rental with a standard homeowner’s policy, it likely won’t be enough to cover the various types of damage that are inherent when renting out property, like a guest accidentally breaking that $3,000 65-inch flat…