Rapidly rising home construction costs could result in your home being underinsured if you suffer a major loss and haven’t increased your homeowner’s insurance policy replacement cost limits lately. Your policy has a maximum amount it will pay to rebuild…
Homeowners are increasingly turning to smart technology to improve safety and security, reduce the risk of damage, and help them qualify for homeowners’ insurance discounts. Many insurance companies reward homeowners who install devices that reduce the risk of fire, theft,…
Planning a wedding can be fun, but it’s also an investment of time, emotion, and money. From booking venues and hiring vendors to selecting attire and creating the guest list, couples and families spend months (and often tens of thousands…
Overexertion and falls are the most common types of workplace injuries in the United States, costing employers $28 billion annually, according to a new study. Liberty Mutual Insurance Co.’s “2024 Workplace Safety Index” reports on the causes and costs of…
Businesses and homes located in areas hit by wildfires face another risk after the fires subside: flooding, landslides, debris, and mudflows. These events are not covered by a standard business property or homeowner’s insurance policy. Areas affected by wildfires have…