Driving at night is more dangerous, even though there is often less traffic than during daylight hours. Nighttime crashes are three times more fatal than those that occur during the day, according to the National Highway Traffic Safety Administration (NHTSA).…
The governing committee of California’s workers’ compensation rate-making agency on Apr. 16 voted to recommend that the benchmark rate for policies incepting on or after Sept. 1, 2025, should increase an average of 11.2% across all class codes. The news…
Temperatures in the U.S. and around the world continue to trend higher, with the 10 hottest days recorded since the Industrial Revolution having occurred during the last decade. That’s making summers hotter and deadlier, particularly for areas that see temperatures…
Employers are increasingly facing lawsuits over how they handle background checks while screening job applicants. For a lesson in what can happen, take the recent class-action lawsuit filed against a Whole Foods Market Inc. store in Fresno, California. The suit…
You purchase homeowner’s coverage to insure against property damage, theft, and anyone who might get injured at your home. That coverage is frequently utilized. In 2024, nearly 6% of homeowners filed a claim, according to the Insurance Services Office. Property…