“Can I borrow your car?” If a friend asks this, you might wonder about insurance coverage if they have an accident. Generally, if someone in your household borrows your car, they’re covered unless excluded. It’s often required to include everyone…
When your home is damaged, you face not only the loss of property but also the challenge of covering your living expenses while waiting for repairs. Luckily, a standard homeowner’s policy includes coverage for “loss of use,” reimbursing you for…
With a significant number of baby boomers in the construction industry, it’s crucial to prioritize their health and safety. Here are key strategies to protect your baby boomer workforce: Understanding the Risks Addressing Challenges Providing Support Changing Attitudes By focusing…
Work-related stress claims cost U.S. companies $200 billion to $300 billion annually, according to the American Institute of Stress. Stress can lead to secondary mental and physical illnesses, impacting health care costs, worker productivity, and even resulting in workers’ compensation…
An effective return-to-work (RTW) program can significantly reduce workers’ compensation claim costs. Bringing injured employees back to work as soon as it’s safe can help avoid escalating expenses. Offering modified work duties for those still recovering can prevent costs from…