Dog bites account for thousands of insurance claims each year. While homeowners insurance often covers these incidents, exclusions, breed restrictions, and payout caps could leave Santa Ana and Orange County residents financially vulnerable. Reviewing your policy and considering extra coverage…
Floods are no longer just a coastal issue—climate change and urban growth mean inland flooding is rising, even in areas not marked as flood zones. Homeowners in Santa Ana and Orange County may face financial losses if they rely solely…
TL;DR California permitió modelos predictivos de riesgo de incendios, y varias aseguradoras planean regresar o ampliar su oferta. En Santa Ana y Orange County podrías ver más opciones, precios ajustados al riesgo y descuentos si hiciste medidas de mitigación (techo…
TL;DR (Lectura de 3 minutos) Diversión en el Patio con Responsabilidad No hay nada como el sonido de niños riendo en la alberca, saltando en un trampolín o explorando una casita de madera en el árbol. Pero tanta diversión también…
California’s New Rules Aim to Revive Insurance Market After years of insurers pulling out of wildfire-prone areas, the California Department of Insurance (DOI) has introduced new rules that could bring companies back into the market. Insurers may now use predictive…
Backyard Fun Comes With Responsibility There’s nothing like hearing kids laughing in the pool, bouncing on a trampoline, or climbing into a treehouse. But as fun as these activities are, they also come with risks. If someone gets hurt in…
President Trump’s aggressive return to tariff-heavy policies in 2025 isn’t just rattling Wall Street; it’s hitting us here on Main Street too. And while it might not make headlines every day, this new wave of tariffs is quietly working its…
As flames engulf a building and firefighters battle the blaze, the owner gets scolded by a man in a suit—because she waited too long to file her insurance claim. Don’t let delays cost you big. Learn how fast action can save your home, business, and wallet.
Water dripping from your ceiling isn’t just annoying, it’s expensive. It’s one of the most common and expensive mistakes homeowners make: ignoring the roof until it starts dripping in areas it shouldn’t. Don’t ignore that tiny stain on the ceiling.…
In today’s increasingly connected world, cyber threats are no longer just a problem for businesses — individuals are also increasingly being targeted by online scammers and malicious criminals. The average household now contains over 20 internet-connected devices, from smartphones and…