Muchos emprendedores en Santa Ana y Orange County empiezan con un negocio en casa, pero una póliza de propietarios rara vez cubre riesgos comerciales. Opciones como riders, pólizas para negocios en casa o un Business Owner’s Policy (BOP) ofrecen mayor…
Si eres autónomo en Santa Ana o en Orange County, el seguro de vida no es opcional, es esencial. Protege el futuro de tu familia, cubre deudas comerciales y personales, y asegura tu tranquilidad financiera. La Ventaja (y el Riesgo)…
TL;DR California permitió modelos predictivos de riesgo de incendios, y varias aseguradoras planean regresar o ampliar su oferta. En Santa Ana y Orange County podrías ver más opciones, precios ajustados al riesgo y descuentos si hiciste medidas de mitigación (techo…
TL;DR (3-Minute Read) Food Poisoning: A Real Concern in the U.S. Every year, about 1 in 6 Americans—around 48 million people—fall ill from foodborne diseases, resulting in 128,000 hospitalizations and 3,000 deaths (Mount Sinai Today). For restaurants, outbreaks don’t just…
TL;DR (Lectura de 3 minutos) Diversión en el Patio con Responsabilidad No hay nada como el sonido de niños riendo en la alberca, saltando en un trampolín o explorando una casita de madera en el árbol. Pero tanta diversión también…
Why a Homeowners Policy Isn’t Enough If you’re running a business from home — whether freelance work, online sales, or consulting — you may assume your homeowners or renters insurance has you covered. Here’s the catch: those policies usually exclude…
The Self-Employment Advantage (and Risk) Being self-employed offers autonomy, flexibility, and independence. But unlike traditional employees, you don’t get employer-sponsored benefits such as life, health, or disability insurance. That means you must take full responsibility for protecting yourself and your…
California’s New Rules Aim to Revive Insurance Market After years of insurers pulling out of wildfire-prone areas, the California Department of Insurance (DOI) has introduced new rules that could bring companies back into the market. Insurers may now use predictive…
Backyard Fun Comes With Responsibility There’s nothing like hearing kids laughing in the pool, bouncing on a trampoline, or climbing into a treehouse. But as fun as these activities are, they also come with risks. If someone gets hurt in…
One of the most important insurance policies you can buy is the personal umbrella policy, but many people are unaware they need one. Consider that lawsuits happen every day and if you were sued, would you have enough money to…