
State Law Requires Insurers to Verify Your Annual Mileage
Under California law, auto insurers are required to verify vehicle mileage at least every three years, including current annual mileage and miles driven to and from work and/or school. The state requires insurers to collect this information so that they…

The True Costs of a Drunk Driving Arrest
More than 10,000 people die every year in car accidents that involve at least one driver who is under the influence of alcohol or narcotics. And while the number of accidents involving alcohol is in the tens of thousands, about…

Navigating Sublimits in Homeowner’s Insurance: Protecting Your Valuables
Homeowner’s and renter’s insurance provide essential protection against a variety of risks, from property damage to liability claims. However, it’s crucial to grasp the concept of sublimits within these policies, as they can significantly affect coverage for specific items. What…

Safe Driving Tips: Avoiding Road Debris Hazards
Avoiding road debris is crucial for safe driving to prevent sudden and potentially deadly accidents. Here are practical tips: Regarding liability and insurance: By following these guidelines, you can significantly reduce the risk of accidents caused by road debris and…

Insuring Your Home: Dog Bites and Liability
In 2022, the American Pet Products Association estimated that there were approximately 88 million pet dogs in homes across the United States. Sadly, each year sees about 4.5 million reported dog bites, with 800,000 of those requiring medical attention, and…