Home-Based Business Not Covered by Homeowners’ Policy
Many Americans start a home-based business because they want to pad their day-job income or perhaps are looking to eventually break free and work on something they are passionate about. Often, when first starting, they run their business from home.…
Hitting the Road? Protect your Fifth-Wheel or Pop-up Camper
As summer approaches, many Americans start planning for camping excursions in the months ahead in motorhomes, fifth wheels, travel trailers, and pop-up camper trailers. And while motorhomes are vehicles that require their own insurance policy since you are driving them…
How the L.A. Fires Will Affect Your Insurance
The fires that have ravaged large swaths of homes in Los Angeles are likely to significantly alter the California homeowner’s insurance market. Policyholders may need to brace themselves for surging premiums, policy non-renewals, and uncertainty. These wildfires will result in…
Reducing Your Risk When Driving at Night
Driving at night is more dangerous, even though there is often less traffic than during daylight hours. Nighttime crashes are three times more fatal than those that occur during the day, according to the National Highway Traffic Safety Administration (NHTSA).…
Rating Bureau Recommends 11.2% Workers’ Comp Rate Hike
The governing committee of California’s workers’ compensation rate-making agency on Apr. 16 voted to recommend that the benchmark rate for policies incepting on or after Sept. 1, 2025, should increase an average of 11.2% across all class codes. The news…