Many Small Businesses Can’t Detect Workers’ Comp Fraud
Fraud eats away at workers’ comp costs for all businesses, but it hits small firms the hardest as they may not have the resources to identify bogus claims. According to a new study by workers’ comp insurer Employers Holdings Inc.,…
Homeowner’s Policy Won’t Cover Your Vacation Rental
If you’ve been insuring your vacation rental with a standard homeowner’s policy, it likely won’t be enough to cover the various types of damage that are inherent when renting out property, like a guest accidentally breaking that $3,000 65-inch flat…
Umbrellas Are Not Just for Rainy Days
One of the most important insurance policies you can buy is the personal umbrella policy, but many people are unaware they need one. Consider that lawsuits happen every day and if you were sued, would you have enough money to…
How to Avoid Injury When Installing and Removing Tarps from Trucks
Tarps are a convenient way for truckers to cover and secure their loads to protect other drivers and pedestrians, but the act of installing a tarp poses its own dangers that are often overlooked. One of the most significant injury…
State Law Requires Insurers to Verify Your Annual Mileage
Under California law, auto insurers are required to verify vehicle mileage at least every three years, including current annual mileage and miles driven to and from work and/or school. The state requires insurers to collect this information so that they…