More Firms Ban Smartphones at Work for Safety Reasons
More and more employers are banning cell phones in the workplace because they are distracting enough to be a serious safety issue for workers. The Digital Distraction & Workplace Safety study, issued by Screen Education, reported that survey 14% of…
Earthquake Risk Requires Smart Planning and Insurance
Life in most of parts of California comes with the inherent risk that an earthquake can strike suddenly and without warning. You probably didn’t know that the state has more than 10,000 seismic events every year, but fortunately most of…
Are You Covered for Personal Use of Company Vehicle?
Getting a company car is a coveted perk for employees, but it can also cause some coverage issues with your personal auto policy. The standard auto policy excludes coverage for non-owned vehicles furnished or available for your regular use. This…
Long COVID Casts Costly Shadow over Workers’ Comp
Workers’ compensation insurers are grappling with covering claims for workplace COVID-19 infections that develop into long COVID, as those claims may stay open for years in some cases. For companies in states that adopted laws requiring workers’ comp insurers to…
Cyber Insurance Pricing Ebbs
After two years of massive rate increases, cyber insurance market pricing has been softening and transitioning into a buyers’ market, according to a new report by Aon Plc. In 2021 and 2022, 100% rate increases for cyber liability insurers were…