Navigating Sublimits in Homeowner’s Insurance: Protecting Your Valuables
Homeowner’s and renter’s insurance provide essential protection against a variety of risks, from property damage to liability claims. However, it’s crucial to grasp the concept of sublimits within these policies, as they can significantly affect coverage for specific items. What…
Safe Driving Tips: Avoiding Road Debris Hazards
Avoiding road debris is crucial for safe driving to prevent sudden and potentially deadly accidents. Here are practical tips: Regarding liability and insurance: By following these guidelines, you can significantly reduce the risk of accidents caused by road debris and…
Insuring Your Home: Dog Bites and Liability
In 2022, the American Pet Products Association estimated that there were approximately 88 million pet dogs in homes across the United States. Sadly, each year sees about 4.5 million reported dog bites, with 800,000 of those requiring medical attention, and…
Top Cyber Threat: Business E-Mail Compromise Scams
Business e-mail compromise (BEC) scams have emerged as the most prevalent cyber attack facing businesses today, as reported by cyber-security firm Arctic Wolf. Nearly 75% of businesses have encountered these scams, and 29% have suffered successful attacks. These scams involve…
Adjusting Your Car Insurance as Your Vehicle Ages
Deciding when to adjust your car insurance coverage is a smart financial move as your vehicle ages. Here’s a guide to help you determine when it might be appropriate to reduce your coverage: New Car (Fresh off the lot): Close…