Don’t Gamble on Minimum Coverage Policies
One of the biggest pitfalls a car owner can make is buying the minimum liability limits required by their state. While the minimums vary from state to state, in all cases they are woefully inadequate to cover the costs of…
OSHA Top 10 Most Frequently Cited Violations
Every year, OSHA cites thousands of companies for violating workplace safety regulations, but there are some standards that are cited much more than others. To educate employers on workplace dangers, the industrial safety agency publishes a list of its top…
Homeowner’s Insurance Excludes Work Under Construction
Many homeowners who are renovating their homes, or building a new one, make the expensive mistake of not securing additional coverage during the construction phase. A fire may destroy your materials and equipment, or thieves clean you out in the…
Small Business Owners Uncertain of Insurance Coverage: Poll
A new study has found that insurance is often a blind spot for small business owners, with the vast majority of them uncertain if they are adequately insured and what risks their policies actually cover. According to the survey by…
Replacing Costly Coverage: A Smart Move?
The majority of homeowner’s insurance policies have what’s known as “replacement coverage,” which will cover the costs of repairs or reconstruction to rebuild your home to its original state after a covered event. But thanks to rising costs of construction,…