Decoding Medicare: MA vs. Medigap Plans
Navigating the world of Medicare Advantage (MA) and Medicare supplement insurance (Medigap) plans can be challenging. Here’s a simplified guide to help you choose the right plan: Understanding MOOP (Maximum Out-of-Pocket) Considerations for Medigap Plans Choosing the Right Plan Get…
Borrowing Cars: Insurance Coverage Explained
“Can I borrow your car?” If a friend asks this, you might wonder about insurance coverage if they have an accident. Generally, if someone in your household borrows your car, they’re covered unless excluded. It’s often required to include everyone…
Home Insurance: Loss-of-Use Coverage After Damage
When your home is damaged, you face not only the loss of property but also the challenge of covering your living expenses while waiting for repairs. Luckily, a standard homeowner’s policy includes coverage for “loss of use,” reimbursing you for…
Ensuring the Safety of Baby Boomer Construction Workers
With a significant number of baby boomers in the construction industry, it’s crucial to prioritize their health and safety. Here are key strategies to protect your baby boomer workforce: Understanding the Risks Addressing Challenges Providing Support Changing Attitudes By focusing…
Nine Tips for Reducing Workplace Stress
Work-related stress claims cost U.S. companies $200 billion to $300 billion annually, according to the American Institute of Stress. Stress can lead to secondary mental and physical illnesses, impacting health care costs, worker productivity, and even resulting in workers’ compensation…